Legal

Terms of Service

Last updated · January 1, 2026

1. Agreement

By using https://kindredcovered.com you agree to these terms. If you do not agree, do not use the site.

2. What we are (and aren't)

KindredCovered is a consumer education brand. We publish educational content and provide a quote estimator that may match you with licensed insurance partners. We are not an insurance company, not your broker of record, and we do not provide legal, tax, financial, or medical advice.

3. Estimates are not quotes

Numbers shown by our calculator are illustrative estimates based on generic actuarial inputs. Your real premium will be determined by a licensed carrier after underwriting and may be higher or lower.

4. Accurate information

You agree to provide accurate information. Misrepresenting health, smoking, or income to a carrier can void coverage.

5. Intellectual property

All content, branding, and code on this site are owned by Leadslogik LLC. or licensed to us. You may share links and excerpts with attribution; do not republish wholesale without permission.

6. Disclaimer of warranties

The site is provided "as is" without warranties of any kind. We do not guarantee that any specific carrier will offer you coverage or any specific price.

7. Limitation of liability

To the maximum extent permitted by law, Leadslogik LLC. is not liable for indirect, incidental, consequential, or punitive damages arising from your use of the site.

8. Governing law

These terms are governed by the laws of the State of New York, without regard to its conflict of laws principles.

9. Contact